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Specifically, you should consider your:

• Credit score: Chances are you’ll need a credit score of at least 620 to get a conventional mortgage loan. Higher is obviously better.
• Down payment: Determine how much money you can spend upfront on the house. For most loans, you’ll need a down payment of anywhere between 3.5% and 20%.
• Closing costs: These are the final costs and fees associated with buying a new home. You can end up totaling between 2% to 5% of the total costs. So a $200,000 home would be between $4,000 and $10,000.
• Extra homeownership costs: These are also known as maintenance costs, and you can estimate them to be about 1% of the home’s total worth each year, at least at first.

Once you figure all these numbers out, you’ll be able to get a price range of homes and prevent yourself from looking at homes or wasting time with houses that are too expensive.

Once you have all the previous ducks in a row, you can finally start looking at houses. This is likely going to be the most time-consuming part of the process of buying a house in Florida, but whatever you do, don’t rush. Take your time, and view as many homes as you need, until you find the one that’s right for you. Since there are thousands of homes on the market, it’s often helpful to narrow down things into stuff you “must” have versus things that would be just nice to have. For instance, maybe you need two bathrooms, but a home with three is icing on the cake.

The next step in buying a house consists of due diligence. Even after you make an offer and a seller accepts that offer, you should still get inspections and appraisals of the property to make sure that nothing is out of order. You should hire a licensed home inspector to check things like a house’s roof, electrical system, HVAC system, plumbing, and so on. Once we get past the inspection negotiations your lender will have the appraiser come out to the property

The single most important step in selling any home is establishing a price that produces results. Countless studies have been done on the effects of overpricing a home and they all agree that improperly pricing a home not only causes the sale to take longer but can also result in the home being sold at a lower price point.

We recommend you try our Home Valuation tool to get an idea on what your home is worth. This free tool is amazing but it doesn’t replace a professionally trained Agent. We are extensively trained at assessing the value of our clients home which typically result in us selling homes 30 days faster than the average in Central Florida while also setting records for price.

We are not only REALTORS®but also Marketing Specialists. With 92% of buyers looking for houses online, where and how we display homes on the internet is crucial. Through years of experience, we’re learned to leverage the latest technology and online marketing strategies to create a plan that achieves results time after time. Whether it’s 3D technology, professional photography, HD video walkthrough tours, social media, syndication, or even direct mail, we have you covered. When you combine our marketing efforts with the most recognized and largest global real estate brand in the industry in Century 21, there’s simply no better method to sell homes for top dollar.

The art of negotiation is a crucial step in the process that we have been trained thoroughly on. Having a professionally trained negotiator at your side can save you tens of thousands of dollars while also reducing the liability that is inherent when selling property. The ability to remove emotion from the equation and make decisive decisions are what separate an amateur from the best agents.

As apart of the largest global network, CENTURY 21 participates in print and digital listing advertising programs that leverage multiple high-profile, global media partners to offer extensive reach to would be buyers for our clients. The significant presence we maintain in print allows us to maintain our #1 position as the most recognizable brand in the real estate industry. Our position as the most recognizable brand not only results in exceptional exposure for those listings advertised, but for all of our listings globally. When we add our extensive digital marketing programs to the mix, what you get is an all encompassing approach that gives our clients unrivaled exposure for their fine homes and estates.

With 92% of home buyers searching the internet for their next home, it’s crucial that each home is displayed everywhere across the internet. We not only syndicate to all the major real estate websites but we create a custom website for each property complete with it’s own SEO package designed to drive additional traffic to each home. Click the button to view a sample property website.

Recognition is the reward for hard work. The relentless hustle of our Century 21 Sales associates has not gone unnoticed by real estate consumers. In 2017, the CENTURY 21® brand received the “Highest Overall Satisfaction for First-Time Home Sellers, First-Time Home Buyers, Repeat Home Sellers, and Repeat Home Buyers among National Full Service Real Estate Firms, Four Years in a Row” by J.D. Power*. No real estate firm has every one all four categories in a single year and we’ve managed to do it for 4 years straight.

Most FSBO Sellers aren’t aware they can keep selling their home on their own while also having a Professional REALTOR® put their home on the MLS with Professional Marketing. This program is known as the “Smart Seller” program and gives sellers the ability to have their cake and eat it too. Each Seller continues to sell their home while we market your home to find a ready willing and able buyer. There are no fees involved upfront and Sellers have full control to say NO to offers that don’t achieve their financial goals.